Tag Archives: cashback


Cashless economy has picked up a lot in the recent years. The introduction of cards, electronic wallets and online banking has brought a huge change and growth in the country’s economy. The credit cards, debit cards, shopping cards and many more have simplified our way of living and narrowed the risk of theft and robbery. Nowadays, banks offer a wide array of Credit Card Promotions & schemes for increasing their customer base and earning loyal clients.

There are numerous schemes like reward points, travel miles, discounts, cash backs, complimentary offers etc. on Master Card and Visa Cards for facilitating the customers. There are plenty of useful credit card promotions provided by banks like Citibank to its patrons under various types of credit cards like Citi Telkomsel Card, Garuda Indonesia Citi Card, Citi Simplicity+ Card, Citi Cash Back Platinum Card etc.



You can avail the fascinating offers that Visa Card and Master Card provide by abiding the easy to follow terms and conditions of the banks. Unlike many other competitors, the Credit Card Promotions of Citi Bank are easy to fulfill and do not come with many ifs and buts. The most loved feature of their Credit Card Promotions is that the reward points, air miles and shopping points earned by the customers do not lapse. The bank branches are spread across the globe and the services viz. air miles, shopping points, international transactions etc. can be availed in any country.One just needs to apply for the credit card which can be done even online.

For earning 10% interest on Visa card bill, one just needs to pay his dues on time every month. There are no caps or over limit fees on this offer on Citi Simplicity+ Card. You can enjoy the benefits of 20 kilograms extra baggage and free air miles on Garuda Indonesia Citi Card. Abundant offers await you at Citi Bank.

One must provide proof of payment (invoice/ receipt of transaction, in original), the credit card slip and identity proof to avail the Credit Card Promotions provided by various banks. The banks do not allow transfer of benefits from one cardholder to another. Various promotional offers cannot be clubbed with one another. These are a few basic conditions to be kept in mind by the customers before utilizing offers on credit cards like Visa Card and Master Cards etc.

The banks provide 24 hour phone banking facility, free hotline numbers for handling customer grievances, automatic and immediate activation of credit cards and many more services to make the lives and lifestyle of their customers effortless and relaxed. These services can be availed at the click of a button. Every dining experience, shopping spree and flight fancy would fetch you a bonus goodie if you transact via Citi Bank Credit Card. We wish you a happy incentive spending experience!


5 Popular Cashback Credit Card Providers In Indonesia

A credit card when used wisely can do wonders to one’s personal finance management. With so many credit card providers in the market, one wrong selection of a credit card provider, which doesn’t match your requirements at the best can defeat the entire purpose of using a credit card.

Are you planning to buy a credit card in Indonesia? If yes, then scroll down to know more about five popular cashback credit card providers in Indonesia (in no particular order):



  1. BCA Cards

Bank BCA offers the following cashback credit cards and cash reward credit cards: BCA Everyday card, BCA Mastercard Matahari, BCA Visa Platinum, BCA Card Platinum and BCA Singapore Airlines PPS Club Visa Infinite. The benefits that a credit cardholder can avail from these cards vary from a card to card.

  1. Bank Mega Cards

Bank Mega offers an array of cashback credit cards and cash reward credit cards. Some of the cash cards help you earn a reward for every transaction you make reaching Rp 200,000.

For example, a cardholder of Mega Barca Card receives complimentary travel accident insurance and a discount of up to 50% at The Trans Luxury Hotel in Bandung. Also, they can avail a discount of up to 10% at Metro Department Store.

  1. BNI Cards

Alike other cashback credit card providers, Bank BNI also offers a wide range of cashback credit cards and cash reward credit cards; BNI Visa, BNI MasterCard, BNI JCB Platinum and BNI Affinity Card to name a few.

For example, the cardholder of JCB Platinum card can earn a cash rebate of up to Rp 15,000 as welcome gift and 1 reward point for every Rp 2,500 spent. A good news for all the travelers out there: The top 10 spenders every year earns a chance to travel free of cost to Japan. So, grab the opportunity by applying today!

  1. Citibank Cards

Citibank offers a wide range of cashback credit cards and cash reward credit cards, some of which are Citi Prestige, Citi PremierMiles, Citi Cashback Platinum and Citi Telkomsel.

For example, the cardholder of Citi Cashback Card can avail the benefit of up to 5% cashback for every grocery, dining and gasoline transaction. Cardholders’ of Citibank are assured of safe and secure transaction as the issuer sends notification alerts via SMS and emails without charging any additional Rp.

  1. Bank Mandiri Cards

One of the top credit card providers in Indonesia, Bank Mandiri offers a wide range of cashback credit cards and cash reward credit cards like Platinum Card, Hypermart Card, Golf Card and many more. The benefits offered by every card varies.

For example, the cardholder of Hypermart Card can avail a cashback of up to 10% for transactions at Foodmart and Hypermart. Also, the bank is considered one of the best credit card issuers in the country because of the services like low annual fees for both the main card and the supplement card.

The aforementioned card providers claim to be the best in terms of understanding the customer’s needs and lifestyle. Nevertheless, do visit their websites to gather more information.