A credit card when used wisely can do wonders to one’s personal finance management. With so many credit card providers in the market, one wrong selection of a credit card provider, which doesn’t match your requirements at the best can defeat the entire purpose of using a credit card.
Are you planning to buy a credit card in Indonesia? If yes, then scroll down to know more about five popular cashback credit card providers in Indonesia (in no particular order):
Bank BCA offers the following cashback credit cards and cash reward credit cards: BCA Everyday card, BCA Mastercard Matahari, BCA Visa Platinum, BCA Card Platinum and BCA Singapore Airlines PPS Club Visa Infinite. The benefits that a credit cardholder can avail from these cards vary from a card to card.
Bank Mega Cards
Bank Mega offers an array of cashback credit cards and cash reward credit cards. Some of the cash cards help you earn a reward for every transaction you make reaching Rp 200,000.
For example, a cardholder of Mega Barca Card receives complimentary travel accident insurance and a discount of up to 50% at The Trans Luxury Hotel in Bandung. Also, they can avail a discount of up to 10% at Metro Department Store.
Alike other cashback credit card providers, Bank BNI also offers a wide range of cashback credit cards and cash reward credit cards; BNI Visa, BNI MasterCard, BNI JCB Platinum and BNI Affinity Card to name a few.
For example, the cardholder of JCB Platinum card can earn a cash rebate of up to Rp 15,000 as welcome gift and 1 reward point for every Rp 2,500 spent. A good news for all the travelers out there: The top 10 spenders every year earns a chance to travel free of cost to Japan. So, grab the opportunity by applying today!
Citibank offers a wide range of cashback credit cards and cash reward credit cards, some of which are Citi Prestige, Citi PremierMiles, Citi Cashback Platinum and Citi Telkomsel.
For example, the cardholder of Citi Cashback Card can avail the benefit of up to 5% cashback for every grocery, dining and gasoline transaction. Cardholders’ of Citibank are assured of safe and secure transaction as the issuer sends notification alerts via SMS and emails without charging any additional Rp.
Bank Mandiri Cards
One of the top credit card providers in Indonesia, Bank Mandiri offers a wide range of cashback credit cards and cash reward credit cards like Platinum Card, Hypermart Card, Golf Card and many more. The benefits offered by every card varies.
For example, the cardholder of Hypermart Card can avail a cashback of up to 10% for transactions at Foodmart and Hypermart. Also, the bank is considered one of the best credit card issuers in the country because of the services like low annual fees for both the main card and the supplement card.
The aforementioned card providers claim to be the best in terms of understanding the customer’s needs and lifestyle. Nevertheless, do visit their websites to gather more information.